Authorities have introduced a new certification system — the Flood Performance Certificate — designed to assess flooding risk for residential properties and their resilience to floods. The initiative aims to provide homeowners and insurance companies with transparent and clear information about how vulnerable a particular property is to flooding risk and what protective measures have already been taken or could be implemented. The certificates are expected to become a useful tool when buying and selling properties, as well as when taking out insurance policies, as they will allow for assessment of actual risks and the cost of possible mitigation measures. This is particularly relevant given the increasing frequency of extreme weather events and rising cases of flooding caused by climate change. According to the initiative's designers, the certification system will help homeowners make more informed decisions about the need to invest in flood protection — for example, installing barriers, waterproofing, or raising threshold levels. Insurance companies, in turn, will be able to assess risks more accurately and offer fairer premiums for properties with different levels of protection. The introduction of such certificates is viewed as part of a broader strategy to increase the resilience of the housing stock to the effects of climate change and to reduce the financial burden associated with flood damage for both individual households and the state as a whole.