The government has presented a plan aimed at reforming the pension system for private sector workers. According to the new proposals, approximately 17 million people who are currently making pension contributions will have the option to choose a scheme with guaranteed income after retirement. This measure is intended to bring private sector pension conditions closer to those already in place for civil servants, where such guaranteed payments are the norm. The initiative involves introducing so-called default pension options, which will be automatically offered to participants in pension savings programs. This solution is being considered as an attempt to "revive" the traditional defined benefit pension model, which in recent decades has been displaced in many countries by defined contribution schemes that shift investment risks onto workers themselves. Reform supporters note that the current pension savings system leaves millions of people without a clear understanding of what income they will receive after retirement, creating financial uncertainty in old age. The new approach is intended to provide greater stability and predictability, allowing workers to convert their savings into regular pension income in a manner similar to programs operating in the public sector. The plans are currently at the discussion stage, and details of their implementation, including timelines and financing mechanisms, remain to be clarified. It is expected that if the reform is successfully implemented, it will affect a significant portion of the working-age population employed in private companies and may substantially change the landscape of pension provision in the country.